How Can I Protect My Home If I Need Nursing Home Care?

Long-term care is one of the biggest financial fears families face. The reality Nursing home care can cost: $12,000–$15,000 per month in Massachusetts Even more in some areas of Eastern and Central MA Without planning, families may be forced to sell their home. Medicaid planning basics Medicaid has strict asset rules There is a 5-year… Read More »

What’s the Difference Between a Will and a Trust — and Which One Do I Need?

This is one of the most common estate planning questions we hear.   A will: Takes effect after death Goes through probate Names guardians for minor children Directs asset distribution   A trust:   Can work during your lifetime as a living trust in Massachusetts May avoid probate Provides privacy and other revocable living trust… Read More »