What Happens If I Need Nursing Home Care?

Long-term care costs are one of the biggest financial concerns for families across Massachusetts, from Sudbury to Worcester and throughout the Pioneer Valley.   Many people assume Medicare will cover nursing home care. In reality, Medicare coverage is limited and typically short-term.   Without planning, families may face:   Rapid depletion of savings Forced sale… Read More »

How Do I Protect My Home from Nursing-Home Costs in Massachusetts or Vermont?

The Growing Concern: Long-Term Care Costs Long-term care costs in Massachusetts and Vermont can exceed $12,000 per month. Homeowners in Longmeadow, East Longmeadow, and Tolland frequently ask how to preserve their homes without disqualifying themselves from Medicaid. Medicaid’s Look-Back Rule MassHealth (Massachusetts Medicaid) and Vermont Medicaid both have a five-year look-back period. If you give… Read More »