Health Savings Accounts (HSAs) have long been one of the smartest ways to save for medical expenses—but recent changes make them even more powerful. With expanded eligibility, new flexibility for direct primary care and telehealth, and improved options for marketplace plans, HSAs can now play a bigger role in both your healthcare and financial planning. Here’s what you need to know as we head into 2026.
Posts Categorized: Retirement Planning
Timing Matters: The Best Age to Start Estate Planning in Massachusetts
Estate planning is a crucial financial and legal process that provides peace of mind, ensures the orderly distribution of assets, and minimizes potential complications for heirs. However, many people in Massachusetts often wonder when the ideal time is to embark on estate planning. This article will discuss the best age to start estate planning in… Read More »
Timing Matters: The Best Age to Start Estate Planning in Massachusetts
Estate planning is a crucial financial and legal process that provides peace of mind, ensures the orderly distribution of assets, and minimizes potential complications for heirs. However, many people in Massachusetts often wonder when the ideal time is to embark on estate planning. This article will discuss the best age to start estate planning in… Read More »
Study Shows Gen Z Is Prioritizing Saving for Retirement, Planning Ahead
In the bigger conversation about setting aside savings and estate planning, younger generations are often left out. But the truth is that more younger people are looking into planning for their own future these days. Estate Planning for Young Adults It’s never too early to start thinking about the possibility of retirement, and far too… Read More »
Three Steps to Review Your IRA Plan Post SECURE ACT
What worked in the past as a benefit of passing down an IRA might no longer apply, but if it’s been some time since you thought about your IRA gifting strategy, now is a good time to revisit. Non-spouse Beneficiaries The SECURE Act has caused problems for many clients with estate plans who have individual… Read More »
Study Discovers Impacts of Pandemic and Retirement Saving on Women
A recent study has found that many women have been severely impacted by the pandemic. However, investment levels for female investors contributing to their workplace retirement accounts increased dramatically and hit record levels in the last quarter of 2020. In fact, the average 401(k) savings rate for women in the last quarter of the year… Read More »
Concerned About Passing Down a Substantial IRA? Here’s a Tip to Use Trusts
Charitable remainder trusts might give you more options to pass down a big IRA and enable you to exert more control over how those heirs inherit these assets. The stretch IRA is now gone but saving in a tax deferred employer sponsored retirement plan has always been an easy way to save for retirement while… Read More »
What You Need to Know About Retiring in Massachusetts
Where you decide to retire has an impact on your ability to receive affordable long term care support, the taxes you’ll pay and your overall lifestyle in retirement. That’s why it’s important to weigh the different states you are considering moving to or making your permanent residence carefully. Massachusetts is one such state that frequently… Read More »
Longevity & You: Planning is Essential
What you need to consider about new longevity numbers: Most people in the Baby Boomer generation are already confronting the possibility that they could live longer than they expected. This can raise a lot of questions about what it means to truly plan for your future, and whether or not you have enough assets set… Read More »
Women Must Plan for Their Own Retirement and Possibility of Widowhood
You might not assume that there is a future without your current spouse, but this is a major retirement and estate planning mistake and one that could put you in a very difficult situation, years into the future. When you fail to plan for the possibility of becoming a widow or widower, difficult financial and… Read More »