If you or a loved one may need nursing home care or long-term care in the future, you’ve likely heard about the Medicaid look-back period — and you may also have heard how confusing and intimidating it can be. The look-back period is one of the most misunderstood parts of elder law, yet it… Read More »
How Can I Protect My Home If I Need Nursing Home Care?
Long-term care is one of the biggest financial fears families face. The reality Nursing home care can cost: $12,000–$15,000 per month in Massachusetts Even more in some areas of Eastern and Central MA Without planning, families may be forced to sell their home. Medicaid planning basics Medicaid has strict asset rules There is a 5-year… Read More »
What’s the Difference Between a Will and a Trust — and Which One Do I Need?
This is one of the most common estate planning questions we hear. A will: Takes effect after death Goes through probate Names guardians for minor children Directs asset distribution A trust: Can work during your lifetime May avoid probate Provides privacy Offers more control over assets Which one do you need?… Read More »
What Happens If You Die Without a Will in Massachusetts?
Dying without a will — called dying “intestate” — happens more often than people realize. And when it does, Massachusetts law decides what happens next. Who decides where everything goes if you have no will? Not your family. Not your spouse. The state’s intestacy laws step in. That can mean: Assets distributed… Read More »
Do I Really Need an Estate Plan If I Don’t Have a Lot of Money?
Many people assume estate planning is only for the ultra-wealthy. If you don’t own multiple homes or have a large investment portfolio, it’s easy to think, “This doesn’t apply to me.” But the truth is, estate planning isn’t just about how much money you have — it’s about who makes decisions for you and your… Read More »
Understanding the New Senior Tax Deductions Under the OBBBA
Let’s face it—keeping up with tax rules can be overwhelming, especially when they keep changing! If you or someone you care about is 65 or older, there’s some good news with One Big Beautiful Bill Act (OBBBA), which brings some tax breaks that could really help out. Let’s walk through what’s new and what it… Read More »
Estate Tax Planning in the OBBBA Era
If you’ve been keeping an eye on estate taxes, there’s some good news to share. Thanks to the enactment of the One Big Beautiful Bill Act (OBBBA), there are some new “permanent” increases to the federal estate tax. Let’s unpack what’s happening, what’s sticking around, and how you can make the most of these updates…. Read More »
Is Protecting Mom Costing Her Happiness? The Hidden Tradeoff in Dementia Care
Caring for a loved one with dementia often means walking a tightrope between keeping them safe and helping them stay joyful. In our efforts to prevent falls, injuries, or confusion, we sometimes take away the small pleasures that give life meaning. This article explores how to find that balance—offering practical, compassionate ways to support dignity, independence, and everyday happiness while still prioritizing safety.
What Are the Benefits of a Revocable Living Trust in Massachusetts?
A revocable living trust is one of the most effective tools for managing assets during life and transferring them smoothly after death. Residents of Boston, Longmeadow, and Vermont often ask whether it’s right for them. Avoiding Probate With A Revocable Living Trust Assets in a trust pass directly to beneficiaries without going through probate. This… Read More »
Can I Write My Own Will in Massachusetts or Vermont?
The internet makes it easy to find will templates, but do-it-yourself estate planning often causes more problems than it solves. Families in Brimfield, Natick, and across Vermont frequently ask if they can legally write their own will—and whether it will hold up in court. What the Law Allows Related To Writing Your Own Will Massachusetts… Read More »