Dying without a will — called dying “intestate” — happens more often than people realize. And when it does, Massachusetts law decides what happens next. Who decides where everything goes if you have no will? Not your family. Not your spouse. The state’s intestacy laws step in. That can mean: Assets distributed… Read More »
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Do I Really Need an Estate Plan If I Don’t Have a Lot of Money?
Many people assume estate planning is only for the ultra-wealthy. If you don’t own multiple homes or have a large investment portfolio, it’s easy to think, “This doesn’t apply to me.” But the truth is, estate planning isn’t just about how much money you have — it’s about who makes decisions for you and your… Read More »
Understanding the New Senior Tax Deductions Under the OBBBA
Let’s face it—keeping up with tax rules can be overwhelming, especially when they keep changing! If you or someone you care about is 65 or older, there’s some good news with One Big Beautiful Bill Act (OBBBA), which brings some tax breaks that could really help out. Let’s walk through what’s new and what it… Read More »
Estate Tax Planning in the OBBBA Era
If you’ve been keeping an eye on estate taxes, there’s some good news to share. Thanks to the enactment of the One Big Beautiful Bill Act (OBBBA), there are some new “permanent” increases to the federal estate tax. Let’s unpack what’s happening, what’s sticking around, and how you can make the most of these updates…. Read More »
Is Protecting Mom Costing Her Happiness? The Hidden Tradeoff in Dementia Care
Caring for a loved one with dementia often means walking a tightrope between keeping them safe and helping them stay joyful. In our efforts to prevent falls, injuries, or confusion, we sometimes take away the small pleasures that give life meaning. This article explores how to find that balance—offering practical, compassionate ways to support dignity, independence, and everyday happiness while still prioritizing safety.
What Are the Benefits of a Revocable Living Trust in Massachusetts?
A revocable living trust is one of the most effective tools for managing assets during life and transferring them smoothly after death. If you want the foundation first, start with what a living trust is and how it works in Massachusetts. Residents of Boston, Longmeadow, and Vermont often ask whether it’s right for them. Avoiding… Read More »
Can I Write My Own Will in Massachusetts or Vermont?
The internet makes it easy to find will templates, but do-it-yourself estate planning often causes more problems than it solves. Families in Brimfield, Natick, and across Vermont frequently ask if they can legally write their own will—and whether it will hold up in court. What the Law Allows Related To Writing Your Own Will Massachusetts… Read More »
New HSA Rules and Opportunities in 2026
Health Savings Accounts (HSAs) have long been one of the smartest ways to save for medical expenses—but recent changes make them even more powerful. With expanded eligibility, new flexibility for direct primary care and telehealth, and improved options for marketplace plans, HSAs can now play a bigger role in both your healthcare and financial planning. Here’s what you need to know as we head into 2026.
When Should I Update My Estate Plan in Massachusetts?
Life changes—and your estate plan should, too. Many people in Eastern Massachusetts, Dover, and Framingham complete their estate plans and then forget about them. But outdated documents can cause major issues later. Key Times to Update Your Estate Plan Marriage or Divorce: Relationship changes require updates to beneficiaries, executors, and trustees. Birth or Adoption of… Read More »
Do I Need a Health Care Proxy If I Already Have a Living Will?
In Massachusetts and Vermont, people often confuse these two important medical planning documents. Both are valuable, but they serve different purposes—and having only one may leave gaps in your protection. What a Health Care Proxy Does A Health Care Proxy lets you appoint a trusted person—known as your agent—to make medical decisions if you’re unable… Read More »