Many people assume estate planning is only for the ultra-wealthy. If you don’t own multiple homes or have a large investment portfolio, it’s easy to think, “This doesn’t apply to me.”
But the truth is, estate planning isn’t just about how much money you have — it’s about who makes decisions for you and your family when you can’t.
If you live in Eastern Massachusetts, Central Massachusetts, Boston, Framingham, Northampton, the Pioneer Valley, or across Vermont, estate planning is just as important for you as it is for anyone else.
What counts as an “estate”?
Examples of what your estate includes:
-Your home or apartment
-Bank accounts and retirement accounts
-Personal belongings
-Life insurance
Even modest estates can create real legal problems if nothing is in place.
What happens without an estate plan?
Without basic documents, your loved ones may face:
-Court involvement
-Delays accessing money
-Decisions made by the state instead of your family
-Stress during already emotional times
Estate planning helps ensure your wishes are honored — not guessed.