When it comes to retirement planning, most people’s focus is on when and how to do it — or whether they really want to retire at all. But The New York Times is shining a light on a question that might matter even more — where do you want to retire?

The Times profiles one woman’s approach. Sue Canfield made a wish list: live somewhere active, have access to lunch dates with her grandkids, and stay close to her children — just not too close. Those are the things that would make her happy.

And happiness is a big piece of the puzzle. For all the financial planning and legal considerations that are part and parcel of retirement in America, it’s ultimately a decision about how you’re going to enjoy the rest of your life.

Surely, if happiness is ever going to matter, it’s now.

So what should seniors take into account when plotting points on a map? The Times recommends the following considerations:

  • Proximity to family members
  • Climate preferences
  • Urban amenities vs. suburban or rural comfort
  • Homeowners’ Associations (consider their rules, amenities, and fees)
  • Would you like to live in a community with other seniors?
  • What are your favorite pastimes?
  • How active do you want to be?

Of course, the usual “where to relocate?” checklist is still valid for seniors and non-seniors alike:

  • Traffic
  • Safety / crime data
  • Economy and cost of living
  • Proximity to airports and interstates
  • Income opportunities (for those interested in a little extra spending money)

Naturally, all this isn’t to say that conventional questions about timing, estate planning, and finance aren’t important. On the contrary, those are essentials. But it’s important to remember that these are ultimately tools for building a happy future for yourself and your family.

If you’d like some help building that future, please don’t hesitate to contact the Middlesex County elder law attorneys at O’Connell Law LLC. We can answer your questions and help you understand your best interests for the years ahead.

Disclaimer: This blog post is for informational purposes only and does not constitute legal advice. Reading this content does not create an attorney-client relationship. For legal advice specific to your situation, please consult with a qualified attorney.

Tiffany A. O'Connell, JD, LLM, CELA, AEP

About Tiffany A. O'Connell, JD, LLM, CELA, AEP

Tiffany A. O'Connell, JD, LLM, CELA, AEP is the CEO and Founding Partner of O'Connell Law, an estate planning and elder law firm serving clients across Massachusetts, New Hampshire, and Vermont. She is one of a select group of attorneys in Massachusetts certified by the National Elder Law Foundation as a Certified Elder Law Attorney (CELA). Tiffany focuses her practice on estate planning, trust and probate administration, Medicaid planning, long-term care planning, Alzheimer's planning, charitable planning, and retirement and wealth strategies. She has been helping families plan for their futures since opening her practice in 2010.

Credentials: JD, LLM, CELA (Certified Elder Law Attorney — National Elder Law Foundation), AEP (Accredited Estate Planner)

Licensed in: Massachusetts

Areas of Practice: Estate Planning, Elder Law, Medicaid Planning, Probate & Trust Administration, Alzheimer's Planning, Asset Protection

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